A windstorm inspection, also referred to as a windstorm mitigation inspection, windstorm insurance inspection or wind mitigation inspection, is a kind of home inspection common in the coastal areas of the Southeastern United States. The purpose of a windstorm inspection is to determine the appropriateness of a given structure's construction in the event of strong winds, such as those present in a hurricane. Call now for your wind mitigation in West Palm Beach, Boca Raton, Stuart and Port St. Lucie.
Windstorm inspections look for construction features that have been shown to reduce losses in hurricanes, such as roof geometry. Do you have a hip roof or gable roof? Do you have shutters or impact glass? When was your home built? Other factors are considered, like roof to wall attachments such as toe nails, clips or hurricane straps, and the presence of a secondary water resistance barrier. There are many factors to determine discounts. The insurance company assumes you have none of these features when they quote your policy. This inspection will not have any negative affect to your rates. It can only get you the discounts you deserve.
A homeowner with windstorm insurance can often submit the results of a windstorm inspection to their insurer to obtain discounts on their windstorm insurance. In Florida, for example, premium discounts for certain favorable wind mitigation features are mandated by State law and can total 45% of the original policy's premium.
Call now to get the discounts you are entitled to.